If you had a vehicle repossessed by TD Auto Finance, LLC, you could get valuable benefits from a class-action settlement.

A court authorized this notice. This is not a solicitation from a lawyer.

  • You may be eligible to participate in a settlement with benefits, including money, the cancellation of certain debts and the deletion of certain negative credit information from credit reports for all persons who had a loan or financing agreement held by TD Auto Finance, LLC, n/k/a TD Bank, N.A. (“TDAF”) and who TDAF mailed a “Notice After Repossession or Voluntary Surrender” and/or “Deficiency Notice Letter” between May 30, 2012 to September 20, 2022.

  • The settlement resolves a lawsuit over whether TDAF sent proper presale or post-sale repossession notices to you in connection with repossessing and selling your vehicle. This settlement avoids costs and risks to you from the lawsuit; provides benefits to borrowers like you; and releases TDAF from liability.

  • The two sides disagree on whether the borrowers could’ve won and on how much money they would’ve been entitled to had they won, or if TDAF could’ve won.

  • Your legal rights are affected whether you act or don’t act. Read this notice carefully.

  • Consult your tax adviser about the tax issues associated with this settlement. Relief provided under this settlement, including money and debt reduction, may be subject to tax.

DO NOTHING By doing nothing, you will receive certain benefits that come from the settlement, including money and debt relief. But you give up rights to separately sue TDAF about the same legal claims asserted.
EXCLUDE YOURSELF Get no money or benefits. This is the only option that allows you to ever be part of any other lawsuit against TDAF about the legal claims asserted in this case. Act by December 21, 2022.
OBJECT Write to the Court about why you don’t like the settlement. Act by December 21, 2022.
GO TO A HEARING Ask to speak in Court about the fairness of the settlement on February 21, 2023.

These rights and options — and the deadlines to exercise them — are explained in this notice.

The Court must still decide whether to approve the settlement. Money and benefits will be provided if the Court approves the settlement and after any appeals are resolved. Please be patient.